• Announced by Finance Minister Nirmala Sitharaman in the 2025 budget.
  • Aims to enhance financial inclusion for Self Help Groups (SHGs) and rural women entrepreneurs.
  • Aligns SHG women with India’s formal financial system.

About Grameen Credit Score

  • A new credit assessment framework for rural women.
  • Helps evaluate creditworthiness of SHGs and women entrepreneurs.
  • Facilitates easier access to formal credit.

Objectives of the Scheme

  • Overcomes barriers women face in obtaining loans.
  • Formalizes SHG transactions within the central credit system.
  • Enables financial institutions to assess creditworthiness accurately.