• The PM Dhan-Dhaanya Krishi Yojana is a new initiative by the Indian government to boost the agricultural sector. It was announced by Finance Minister in the Union Budget 2025-26.

Aim:

  • To enhance agricultural productivity in 100 identified districts with low productivity, moderate crop intensity, and below-average credit availability.
  • To benefit approximately 1.7 crore farmers nationwide.
  • To modernize farming methods and provide financial security for farmers.

Key Highlights:

  • Targeted Approach: The scheme focuses on districts with low agricultural productivity.
  • Sustainable and Climate-Resilient Farming: Promotes climate-specific farming, water efficiency, and precision agriculture.
  • Financial Assistance: Provides short-term and long-term credit to farmers.
  • Post-Harvest Infrastructure: Develops storage infrastructure at the panchayat and block levels.
  • Irrigation Expansion: Enhances irrigation facilities and promotes efficient water use.
  • Technology Integration: Encourages the use of modern farming tools and techniques.

Benefits:

  • Increased crop yields through modern farming techniques and improved irrigation.
  • Better price realization for farmers through market access and diversified cropping.
  • Sustainable agricultural practices to mitigate climate change impacts.
  • Reduced post-harvest losses through improved storage and logistics.
  • Improved access to institutional financing for small and marginal farmers.

Implementation:

  • The scheme will be implemented in collaboration with state governments.
  • It will integrate existing programs and adopt a multi-pronged approach.