• The RBI has issued revised guidelines on Priority Sector Lending (PSL), effective from April 1, 2025, to improve the allocation of bank credit to priority sectors.
  • Renewable energy lending has been expanded, allowing bank loans up to ₹35 crore for renewable energy-based power generators and public utilities.
  • PSL targets for Urban Cooperative Banks (UCBs) have been increased to 60% of Adjusted Net Bank Credit (ANBC) or the Credit Equivalent of Off-Balance Sheet Exposures (CEOBSE), whichever is higher, while loans against gold jewellery acquired from NBFCs will not qualify as PSL.